VSK Insurance House (SAO VSK)

VSK Insurance House was founded in 1992. At the beginning, the Company focused on statutory insurance of government personnel. In 1993-1995 the Company built a chain of sales offices operating in all major cities and every administrative division of the Russian Federation. Today VSK is a multiline insurer which provides its services to individuals and businesses across the entirety of the territory of Russia. In 2015 VSK was one of the first insurers to launch online sales of motor third party liability policies. The next big step was proprietary mobile application launched in 2017 which was recognized to be the best customer service solution by Innovation time Award 2018 followed by Finaward 2019 for innovation and financial achievements in Insurance Technology category. In 2016-2017 VSK acquired a number of smaller insurers and consolidated them to VSK Group which now includes SAO VSK (P&C), VSK Life Line, OOO SK INTERI (motor own damage in specialty channels), OOO VSK-Miloserdie (obligatory health). By the end of 2018, VSK Group was in top-6 Russian insurers by GWP with the market share of 6.4 %. GWP: RUB 96.3 bn. Net profit: RUB 8 bn. Equity: RUB 26.5 bn Assets: RUB 133 bn

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